The information and calculation results provided by this website (the “Service”) are for informational and educational purposes only. By using our tools, you agree to the following terms:
1. No Professional Advice
The calculators on this site, including but not limited to financial utility tools, debt management calculators, and investment planning aids, do not constitute financial, investment, legal, or tax advice. We are not financial advisors or fiduciaries.
- You should consult with a qualified professional before making high-stakes financial decisions.
- Reliance on any information provided by the Service is solely at your own risk.
2. Physical and Athletic Performance
Our athletic performance calculators (e.g., cycling power, swimming pace, and VO2 Max tools) are based on standardized mathematical models and should not be used as a substitute for professional medical advice, diagnosis, or treatment.
- Always seek the advice of a physician or qualified health provider before beginning any new exercise regimen or pushing physical limits.
- Accuracy in athletic metrics can vary based on environmental factors, equipment calibration, and individual physiology.
3. Accuracy of Results
While we strive for extreme mathematical precision and “industrial-grade” accuracy in our scripts, we make no guarantees regarding the results.
- Errors in user input, browser rendering, or underlying mathematical assumptions may occur.
- The Service is provided on an “as-is” and “as-available” basis without any warranties of any kind.
4. Limitation of Liability
In no event shall the owners, developers, or affiliates of this Service be liable for any damages (including, without limitation, loss of profit, data loss, or physical injury) arising out of the use or inability to use the tools provided, even if we have been notified of the possibility of such damage.
5. Local Processing Acknowledgment
You acknowledge that all data processing occurs locally on your device. We do not store, backup, or verify the data you enter. It is your responsibility to save or record your results if they are needed for future reference, as refreshing the page or closing the tab will permanently clear all inputs.